How we help you
The program we offer is designed to settle your debt for less than you owe – as fast as possible.
Free debt evaluation
First and foremost, you are shown a series of debt strategies by one of our Certified Debt Consultants to determine whether our program could be the best solution for your debt. It’s relatively short, and there is no obligation. In addition, we do NOT charge any fees unless we are able to get you a settlement that meets your needs and you agree to it.
To assist you in achieving success, we work with you to design a program that:
- Provides substantial savings in comparison to making minimum payments
- A monthly program deposit that works specifically for you
- Allows you to settle your debt in less time
Your Credimac program
From start to finish, our caring customer service representatives are willing to provide answers to your questions and provide support.
Each month, you will need to make the agreed upon deposit into your personal FDIC-insured Dedicated Account that you own.
The Dedicated Account you were given is the engine that keeps your program running. The more you increase it, the more flexibility you give our negotiations team to develops a tailor-made strategy to provide you the most suitable and generous settlements.
You have the chance to track your Dedicated Account whenever you want, making use of your online Client Dashboard.
Credimac is aware of the best time for the negotiation to begin, including the settlement type to negotiate, and the way in which a settlement can be leveraged with one creditor to obtain a reasonable settlement with another creditor. We make use of this knowledge to build a negotiations strategy only for you.
The moment you acquire sufficient funds in your Dedicated Account, we get this strategy running and a member of our negotiations team will begin reaching out to your creditors.
With you, our client service team will talk about the amount of your debt that could be cut down and plan a settlement that provides the best possible savings.
Any time our negotiation experts settle with any of your creditors, we instantly contact you for the authorization.
For every settlement, your authorization is needed.
After the settlement amount is paid on each account, your creditors should report to the credit rating bureaus the updated settled status on your accounts. once your enrolled accounts are settled, YOU'RE DEBT FREE -- your debt is in the rear-view mirror and you can breathe again.